Products and Services
Diversified Portfolio Catering to Everyone

At SBI, our focus has always been on ensuring to offer a wide range of banking products and services to all our customer segments. Through our various branches and outlets, joint ventures, subsidiaries and associate companies, we are able to meet the requirements of all our customers.

PERSONAL
BANKING		 RURAL
BANKING		 INTERNATIONAL
BANKING GROUP

We offer integrated Personal Banking services through a wide range of loan products, Salary Packages, Digital Loan offerings, NRI Business, and Wealth Management services, amongst others.

We cater to the needs of India’s rural citizens through our offerings under financial inclusion micro credit and agriculture business.

We are the pioneers of International Banking in India. The International Banking arm is a consistent contributor to transforming the industry landscape through its Overseas Branches, Overseas Banking Subsidiaries, Joint Ventures and Associates.
Key highlights
  • Real estate portfolio stands at `6.41 trillion.
  • High-value car loan segment registered a growth of 160% YoY
  • Provided education loans to 1,13,793 students during the year.
  • Personal loan portfolio reached `3,49,988 Crore.
  • Lending to farming and agricultural activities crossed `2,58,000 Crore.
  • Crossed `34,000 Crore in the SHG loan portfolio.
  • Provided training to 99,438 candidates through our 152 Rural Self Employment Training Institutes (RSETIs).
  • Acted as the Lead Arranger in Syndicated Loan facility of three Fortune 500 companies in the US.
  • Awarded as ‘The Best Trade Finance Provider (India) – 2023’ for the eleventh consecutive year by Global Finance Magazine, New York.
#1
HOME LOAN PROVIDER IN INDIA
#1
LENDER TO FARMING AND AGRICULTURAL ACTIVITIES IN INDIA
1st
INDIAN BANK TO EXPAND ITS PRESENCE GLOBALLY
#1
EDUCATION LOAN PROVIDER IN INDIA
#1
MARKET SHARE IN SHG LOANS IN INDIA
$1+ Bn
RESOURCES RAISED FROM DIFFERENT MULTILATERAL AGENCIES
#1
PERSONAL LOAN PROVIDER IN INDIA
152
RURAL SELF EMPLOYMENT TRAINING INSTITUTES (RSETIs) SET UP ACROSS INDIA
$12.81 Bn
VALUE OF FOREIGN CURRENCY LOANS SANCTIONED TO INDIA-BASED CORPORATES
SME
BANKING		 CORPORATE
BANKING		 GOVERNMENT
BANKING

We are the leaders of SME financing in the country. We provide simple and innovative financial solutions to our SME clientele along with high-quality customer services.

Our Corporate Account Group and Commercial Credit Group provide one-stop solution, by providing a wide range of financial products and services, to top corporates of the country and Navratna PSUs.

We are the undisputed market leader in the Government business. It significantly contributes towards e-governance initiatives taken by the GOI and is instrumental in the development of
e-Solutions for both Central and State Governments.
  • SME portfolio reached `3,59,270 Crore.
  • Entered 16 new e-DFS and 37 new e-VFS tie-ups.
  • Entered into co-lending agreements with
    5 NBFCs.
  • Investments worth `800 Crore sanctioned in Private Equity/ Alternative Investment Funds.
  • Made FX-All and e-Forex platforms available to customers to meet their foreign exchange requirements.
  • Recorded a turnover of `60,35,342 Crore.
  • Administered pension payments to ~43 Lakh pensioners.
  • Added 2.54 Lakh new pension accounts during the year.
19 Lakh
TOTAL SME CUSTOMERS
One-stop solution
FOR FINANCIAL SERVICES AND PRODUCTS TO TOP-RATED CORPORATES AND THEIR FOREIGN ASSOCIATES AND SUBSIDIARIES
#1
MARKET SHARE IN CENTRAL GOVERNMENT BUSINESS
833
DEDICATED SME INTENSIVE BRANCHES
Funding of
LARGE PROJECTS THROUGH PROJECT FINANCE AND STRUCTURING SBU
26
CENTRAL GOVERNMENT MINISTRIES AND DEPARTMENTS FOR WHICH WE ARE THE ACCREDITED BANKER
2,000+
RELATIONSHIP MANAGERS (RMs) DEDICATED TO SMEs
`9.80 Lakh Crore
TOTAL PORTFOLIO OF CORPORATE BANKING
`3,953 Crore
TOTAL COMMISSION EARNED