Products and Services
Adapting to
Customer Needs
Personal Banking
We offer integrated Personal Banking services through a wide range of loan products, Savings Accounts, Current Accounts, Salary Packages, Digital Loan offerings, NRI Business, and Wealth Management services, amongst others.

Key Highlights

  • Home Loans and Home-related Loans disbursed: `1.97 Lakh Crore
  • Provided educational financial assistance to 1,26,171 meritorious students
  • Personal Loans provided to 4.61 Lakh customers amounting to `2.01 Lakh Crore
0 Lakh
Home Loan customers
Market Leader
Education Loan provider in India
Market Leader
Personal Loan provider in India
Rural Banking
We address the needs of India’s rural populace through financial inclusion, microcredit, and agricultural business support.

Key Highlights

  • Lending under Agriculture & Allied activities crossed `3 Lakh Crore
  • Sanctioned loans to 20,054 borrowers under Government policies and Atmanirbhar Bharat schemes
  • Market share in NRLM loans among PSBs: 29%
Market Leader
In Agriculture Gold loans
Market Leader
Loans to SHGs
0
Rural Self Employment Training Institutes (RSETIs) across the country
International Banking Group
We are at the forefront of International Banking in India, consistently shaping the banking landscape through our Overseas Branches, Overseas Banking Subsidiaries, Joint Ventures, and Associates.

Key Highlights

  • Sanctioned Foreign Currency loans to India-related corporates: US$8 Billion
  • Awarded Green Deal Champion - Trade Finance, (Confirming Bank) by Asian Development Bank
First
Indian bank with global footprint
$0 Million
Raised under MTN Programme
0
Overseas Branches/Offices across 29 Countries
SME Banking
We are leaders in SME financing, offering innovative financial solutions to our SME clientele.

Key Highlights

  • SME portfolio crossed: `4 Lakh Crore
  • Portfolio growth in FY2024: 20.53%
~0 Lakh
SME customers
0
SME Intensive Branches pan-India
0
Dedicated SME Relationship Managers
Corporate Banking
Our Corporate Accounts Group and Commercial Credit Group offer a diverse range of financial products and services to top corporates of the country including Navratna PSUs.

Key Highlights

  • Total Corporate Credit portfolio: `11.38 Lakh Crore
  • YONO Business Platform
0
Large projects funded through Project Finance and Structuring SBU during FY2024
Corporate Solutions Group
Designed to capture entire ecosystem of corporate customers
Government Banking
We remain the undisputed market leader in Government business, significantly contributing to support e-governance initiatives of the Government of India and playing a key role in developing e-solutions for both Central and State Governments.

Key Highlights

  • Turnover: `65.55 Lakh Crore
  • New pension accounts added: 2.43 Lakh
0
Accredited Banker to Major Central Government Ministries and Departments
0%
Market share in Central Government Business