Stand Up India - MSME Loan / SME Loan Scheme | SBI - Business
Stand Up India
Features
- Nature of Facility : Composite Loan (Working Capital facilities / Term Loan)
- Purpose :To meet all kinds of credit requirement for setting up Greenfield projects under manufacturing, services or the trading sector.
- Target Group :SC / ST and Women entrepreneurs
- Quantum of loan (Min/Max)
- Minimum loan amount: > Rs 10 lacs
- Maximum loan amount: Rs. 1 crore
- Margin (%) : Minimum mandatory margin is 10%. Max. Margin money on composite loan would be upto 25% which will be reduced through convergence with Central / State schemes.
- Pricing : Competitive Interest rates Linked to MCLR
- Collateral Security : No Collateral / Third Party Guarantee to be obtained. All loans to be covered under CGSSI (Credit Guarantee Scheme for Stand-Up India Scheme)
- Repayment Period : Maximum of 7 years (including moratorium period upto 18 months)
- Processing Fee : 0.20% of loan amount (plus GST as applicable). No other charges are proposed to be recovered.
Eligibility Criteria
- All loans more than Rs. 10 lakhs and up to Rs. 1 Crore to SC / ST borrowers and women entrepreneurs for Greenfield projects only.
Last Updated On : Thursday, 02-01-2020

Interest Rates
2.70% p.a.
less than Rs.10 Cr. w.e.f 15.10.22
3.00% p.a.
Rs.10 Cr. and above w.e.f 15.10.22
2.70% p.a.
Balance below Rs. 10 crs
3.00% p.a.
Balance Rs. 10 crores and above
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Criteria
- Features
- Eligibility
- Terms and Conditions

Interest Rates
2.70% p.a.
less than Rs.10 Cr. w.e.f 15.10.22
3.00% p.a.
Rs.10 Cr. and above w.e.f 15.10.22
2.70% p.a.
Balance below Rs. 10 crs
3.00% p.a.
Balance Rs. 10 crores and above