Stand Up India - MSME Loan / SME Loan Scheme | SBI - Business
Stand Up India
Features
- Nature of Facility : Composite Loan (Working Capital facilities / Term Loan)
- Purpose :To meet all kinds of credit requirement for setting up Greenfield projects under manufacturing, services or the trading sector.
- Target Group :SC / ST and Women entrepreneurs
- Quantum of loan (Min/Max)
- Minimum loan amount: > Rs 10 lacs
- Maximum loan amount: Rs. 1 crore
- Margin (%) : Minimum mandatory margin is 10%. Max. Margin money on composite loan would be upto 25% which will be reduced through convergence with Central / State schemes.
- Pricing : Competitive Interest rates Linked to MCLR
- Collateral Security : No Collateral / Third Party Guarantee to be obtained. All loans to be covered under CGSSI (Credit Guarantee Scheme for Stand-Up India Scheme)
- Repayment Period : Maximum of 7 years (including moratorium period upto 18 months)
- Processing Fee : 0.20% of loan amount (plus GST as applicable). No other charges are proposed to be recovered.
Eligibility Criteria
- All loans more than Rs. 10 lakhs and up to Rs. 1 Crore to SC / ST borrowers and women entrepreneurs for Greenfield projects only.

Interest Rates
2.70% p.a.
Upto 1 lakh(w.e.f. 31.05.2020)
2.70% p.a.
Above 1 lakh (w.e.f. 31.05.2020)
2.70% p.a.
Upto 1 lakh (w.e.f. 31.05.2020)
2.70% p.a.
Above 1 lakh (w.e.f. 31.05.2020)
5.30%
3 years to less than 5 year
5.40%
5 years to less than 10 years
SME Loan
Other Products

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Asset Backed Loan - Commercial Real Estate

Criteria
- Features
- Eligibility
- Terms and Conditions

Interest Rates
2.70% p.a.
Upto 1 lakh(w.e.f. 31.05.2020)
2.70% p.a.
Above 1 lakh (w.e.f. 31.05.2020)
2.70% p.a.
Upto 1 lakh (w.e.f. 31.05.2020)
2.70% p.a.
Above 1 lakh (w.e.f. 31.05.2020)
5.30%
3 years to less than 5 year
5.40%
5 years to less than 10 years