Junior Associate

Join SBIJunior Associate

Recruitment exercise is conducted for the post of Junior Associate for SBI and Associate Banks of SBI separately. 

Eligibility Criteria

Only Indian Citizens are eligible to apply.

Essential Academic Qualifications: (As on stipulated date given in the advertisement)

Graduation (by regular or distance mode) in any discipline from a recognised University or any equivalent qualification recognised as such by the Central Government. Candidates having integrated dual degree (IDD) certificate should ensure that the date of passing the IDD is on or before the date of eligibility stipulated by the Bank. Matriculate Ex-servicemen, who have obtained the Indian Army Special Certificate of Education or corresponding certificate in the Navy or Air Force, after having completed not less than 15 years of service in Armed Forces of the Union are also eligible for the post. Such certificates should be dated on or before the date of eligibility. Candidate should be able to write and speak English.

Note: The date of passing eligibility examination will be the date appearing on the mark sheet or provisional certificate issued by the University / Institute. In case the result of a particular examination is posted on the website of the University / Institute, a certificate issued by the appropriate authority of the University / Institute indicating the date on which the result was posted on the website will be taken as the date of passing.

Age Limit: (As on stipulated date given in the advertisement)
Not below 20 years and not above 28 years as on stipulated date.

Sr.No. Category Age relaxation
1. SC / ST 5 Years
2. Other Backward Classes (OBC) 3 Years
3. PWD (Gen) 10 years
4. PWD (SC /ST) 15 Years
5. PWD (OBC) 13 Years
6. Persons ordinarily domiciled in Jammu & Kashmir State during the period from 01.01.1980 to 31.12.1989 5 years
7. Ex-Servicemen/Disabled Ex-Servicemen Actual period of service rendered in defence services + 3 years, (8 years for Disabled Ex- Servicemen belonging to SC/ST) subject to max. age of 50 years.
8. Widows, Divorced women and women judicially separated from their husbands & who are not remarried 9 years (subject to maximum age limit of 35 years for General, 38 years for OBC & 40 years for SC/ST candidates)

Candidates seeking age relaxation are required to submit copies of necessary certificate(s) at the time of interview, if qualifying. No change in the category of any candidate is possible after registration of online application. No correspondence/email/ phone will be entertained in this regard.


Reservation for persons with Disabilities

Vacancies are reserved for Disabled (Physically Challenged) Persons under Section 33 of the Persons with Disabilities (Equal Opportunities, Protection of Rights and Full Participation) Act, 1995 (1 of 1996) as per government guidelines. Candidates with following disabilities are eligible to apply as per the definitions given in the above act: a) Blindness b) Low Vision c) Hearing Impairment d) Orthopaedically Handicapped / Locomotor Disability or Cerebral Palsy.

Only such persons would be eligible for reservation in services/ posts who suffer from not less than 40% of relevant disability. A person who wants to avail the benefit of reservation will have to submit a Disability Certificate issued by Medical Board duly constituted by Central or State Government. The certificate should be dated on or before last date of registration of application.

Candidates falling in the following categories of the disabled may apply for the post:

Sr.No. Categories of the Disabled suitable for the post
1. OA, BL, OL, PD, D, B, LV, OAL

OA - One arm affected (Right or Left) - (a) impaired reach; (b) weakness of grip; (c) ataxia BL - Both legs affected but not arms, OL - One leg affected (Right or Left), PD - Partially deaf D - Deaf, B - Blind, LV - Low Vision, OAL - One arm and one leg affected

Only those visually handicapped persons who suffer from any one of the following conditions are eligible to apply.

  • Total absence of sight.
  • Visual acuity not exceeding 6/60 or 20/200 (Snellen) in the better eye with correcting lenses.
  • Limitation of the field of vision subtending an angle of 20 degrees or worse.

Candidates having low vision as defined in Chapter I, Para 2 (u) of the persons with
Disabilities (Equal opportunities, protections of rights and full participation) Act 1995.

Use of Scribe and compensatory time

The facility of scribe would be allowed to a person who has disability of 40% or more if so desired by the person and is meant for only those persons with disability who have physical limitation to write including that of speed. In all such cases where a scribe is used, the following rules will apply :

  • Candidates eligible for and who wish to use the services of scribe in the examination should carefully indicate the same in the online application form.
  • Both the candidate as well as the scribe will have to give a suitable undertaking in the prescribed format with passport size photograph of the scribe at the time of online examination
  • Such candidates who are eligible to use a scribe shall be eligible for compensatory time of 20 minutes for every hour of the examination whether availing the facility of scribe or not.
  • The candidate will have to arrange his/her own scribe at his/her own cost.

The scribe will be allowed to be used as per the guidelines issued vide Office Memorandum F.No.16-110/2003-DDIII dated February 26, 2013 of Government of India, Ministry of Social Justice and Empowerment, Department of Disability Affairs, New Delhi and clarification issued by Government of India, Ministry of Financial, Deptt. of Financial Services vide letter No. F.No.3/2/2013-Welfare dated 26.04.2013.

Only those candidates shall be treated as Ex-Servicemen who fulfil the revised definition as laid down in Government of India, Ministry of Home Affairs, Department of Personnel and Administrative Reforms Notification No.36034/5/85/ Estt.(SCT) dated 27th October, 1986 as amended from time to time. Disabled Ex-Servicemen: Ex-Servicemen who while serving in Armed Forces of the Union were disabled in operation against the enemy or in disturbed areas shall be treated as Disabled Ex-Servicemen.

Dependents of Servicemen killed in Action : Servicemen killed in the following operations would be deemed to have been killed in action attributable to Military Service (a) war (b) warlike operations or border skirmishes either with Pakistan on cease fire line or any other country (c) Fighting against armed hostiles in a counter insurgency environment viz. Nagaland, Mizoram, etc. (d) Serving with peace-keeping mission abroad (e) Laying or clearance of mines including enemy mines as also mine sweeping operation between one month before and three months after conclusion of an operation (f) Frost-bite during actual operations or during the period specified by the Government (g) Dealing with agitating Para- Military forces personnel (h) IPKF personnel killed during the operations in Sri Lanka.

For the purpose of this reservation, the member of the family would include his widow, son and daughter or near relations who agree to support his family. The relaxation in upper age and educational qualifications available to Ex-servicemen will not be available to dependents of Servicemen killed in action.

NOTE: 1) (i) Candidates, who are released / retired from Armed Forces, are required to submit a certificate as per Proforma 'A' if they do not possess discharge certificate/booklet, (ii) The candidates, who are still serving in Armed Forces and desirous of applying under Ex-Servicemen category will be required to submit a certificate (Proforma 'B') from the competent authority showing his/her date of completion of the specific period of engagement (SPE) along with declaration (Proforma 'C'). Such candidates whose SPE is completed on or before ------------(within 1 year from registration) only are eligible to apply under this recruitment. They will also be required to submit the release letter along with a self-declaration at the time of joining the Bank that he/she is entitled to the benefits admissible to Ex-Servicemen in terms of Govt. of India rules, (iii) Those candidates, who have already completed their initial period of engagement and are on extended assignment, are required to submit certificate as per Proforma 'D'. If selected, such candidates mentioned in (ii) and (iii) above, should get released and join the Bank on or before ------------(within 1 year 2 months from registration). These certificates are required to be submitted at the time of interview invariably. 2) The Territorial Army Personnel will be treated as Ex-Servicemen w.e.f. 15.11.1986. 3) An Ex-Serviceman who has once joined a Government job on the civil side after availing of the benefits given to him as an Ex-Serviceman for his re-employment, his Ex-Serviceman status will be governed in terms of OM No. 36034/1/2014 Estt.(Res) dated 14.08.2014.

Selection Procedure

Preliminary Examination

Preliminary Examination consisting of Objective Tests for 100 marks will be conducted online. This test would be of 1 hour duration consisting of 3 Sections as follows:

Sr.No. Name of test No. of Questions Marks Duration
1. English Language 30 30 Composite Time of 1 hours
2. Quantitative Aptitude 35 35
3. Reasoning Ability 35 35
4. Total 100 100  

Candidates have to qualify in each of the three tests and those who rank sufficiently high will be merit listed for the Main Examination. The number of candidates to be shortlisted from the Preliminary Examination for the Main Examination will be 20 times (approx.) the number of vacancies in each category.

Main Examination

Main Examination, consist of Objective Tests for 200 marks, will be conducted online.
Structure of Main Examination

Sr.No. Name of test No. of Questions Marks Duration
1. General/Financial Awareness 50 50 35 minutes
2. General English 40 40 35 minutes
3. Quantitative Aptitude 50 50 45 minutes
4. Reasoning Ability& Computer Aptitude 50 60 45 minutes
  Total 190 200 2 Hours 40 minutes

Each Test will have separate timing as mentioned above.

Candidates qualified in the main examination will be placed according to their marks (scored in the main examination only) in descending order in respective categories. The candidates from amongst those who qualify by ranking high enough in the merit will be called for interview in the ratio of maximum 3 candidates for each vacancy.

The passing marks in each of the tests will be decided by the Bank on the basis of the performance of all the competing candidates taken together in each test to a minimum required level. Candidates are also required to score a minimum percentage marks on aggregate (For SC/ST/OBC/PWD/XS candidates, 5% relaxation available thereon). Minimum percentage marks on aggregate will be decided by the bank.

Test of knowledge of official and/or local language: Those who produce 10th standard mark sheet/certificate evidencing having studied official (local) language will not be subjected to any Language test. In case of others, language test will be conducted at the time of interview (if interview is held) /before final selection (if interview is not held).

Candidates not found to be proficient in official and/or local language would be disqualified.

Candidates qualifying for Interview under 'OBC' category would be required to submit OBC certificate containing the 'Non Creamy layer' clause. Candidates not submitting the OBC certificate containing the 'Non Creamy layer' clause and requesting to be interviewed under General category will not be entertained.

Interview and final selection

Candidates qualified in the test will be placed according to their marks in descending order in respective categories. Depending upon the number of vacancies only certain number of candidates from amongst those who qualify by ranking high enough in the merit will be called for interview in the ratio of maximum 3 candidates for each vacancy. Candidates are required to score a minimum percentage marks (to be decided by the bank) in interview to be considered for final selection. 5% relaxation for SC/ST/ OBC/PWD/XS category will be available thereon. Final selection will be made on the basis of candidate's performance in the test and interview taken together.

Note: Pre-examination training, Online Test (Pre & Main) and Interview call letters will be uploaded on the Bank's website. Candidates will have to download the same from our website. No hard copy of call letter will be sent by post.

Application fee and Intimation Charge

Sr.No. Categories Total
1. SC/ST/PWD/XS Rs.100/- (Intimation Charges only)
2. General and OBC Rs. 600/- (App. Fee including intimation charges)

Fee/Intimation charges once paid will NOT be refunded on any account nor can it be held in reserve for any other examination or selection.

What is the educational/age Criteria for applying for selection process?

The advertisement clearly mentions the eligibility criteria in detail.
Please refer to the relevant clause mentioned in the advertisement, which can be accessed by visiting "Current Openings" page in Join SBI. All the other openings along with the link to the advertisement will be available at the page.

What are the dates of registration/payment of fees for online application form?

The advertisement /notification mentions in detail the schedule of registration /payment of fees. The candidate should refer to the relevant clause mentioned in the advertisement, which can be accessed by visiting "Current Openings" page in Join SBI. All the other openings along with the link to the advertisement will be available at the page.
Regularly visit the official SBI website www.sbi.co.in/careers or www.statebankofindia.com/careers for latest updates.

I am unable to find the link to apply for the new openings. Can you please help?

Please visit "Current Openings" page in Join SBI. The list of all the openings along with the link to apply will be available during the schedule as stipulated in the respective advertisements. Candidates are advised to register much before the last date to avoid last minute problems.

I am unable to upload photo and signature.

The advertisement as well as the relevant registration page prescribes detailed guidelines for uploading the photo and signature. The preferred photo dimensions are 200 x 230 pixels and the file size should be between 20kb-50kb. The signature image should be of 140 x 60 pixels (preferred) and the size between 10kb - 20kb. Other details will be available in the advertisement which can be accessed by visiting "Current Openings" page in Join SBI.

I have not received confirmation mail for registration and password.

Email/SMS is triggered and the same is sent to the candidates on the email ID and Mobile number registered by them while applying for the post. Kindly check the same.

Payment has been debited from the account but I have not received registration confirmation.

Candidates are required to take a printout of the e-receipt and online application form. Please note that if the e-receipt is not generated, online transaction may not have been successful. Then candidates are advised to login again with their registration number and password and pay the Application Fees/ Intimation Charges online.
If candidate's account is debited and the said transaction is also showing as failed, the amount debited is expected to be credited to the respective account in the due course as per failed transaction rules of the Banks.

What is the status of my Registration?

a) If the candidate's registration is successful he/she has to take printout of the application form with the help of registration no. and password.
b) If candidate's registration/ payment is not successful; Payment gateway is expected to refund the amount in due course, if any.

By mistake I have submitted incorrect information (Date of Birth, Category, Name, Gender, Percentage of marks, address, mobile number etc.) Please make these changes at your end (after final submit)

No change in the data already registered by the candidate in the online application form is possible as per the terms and conditions of the advertisement /notification. There is save and edit option available through which changes can be made in the online application PRIOR TO SUBMISSION before the last date for registration. The candidates are advised to check all the entries made by them and only then SUBMIT the application.

I forgot my Registration Password/ Registration number

Registration Password/Registration Number are sent to the mobile number and email id mentioned in the online application form. Candidates are advised to check and preserve the same for registration number and password. Registration No. is also printed on the application form printed after successful registration, of which a candidate is required to keep a printout. We do not provide registration number password repeatedly.

I have not received E-mail/SMS for call letter.

Email/SMS is triggered and the same is sent to the candidates on the email ID and Mobile no. registered by them in the application form.

I am not able to download the Pre-Exam training call letter.

Pre exam training call letter is only for SC/ST/Minority candidates for Officers Cadre and SC/ST/Minority /EXS/PWD candidates for Clerical Cadre. It will not be available if the Pre-Exam training option is NOT REGISTERED for at the time of online registration.

I cannot download the Exam call letter.

This may be due to unsuccessful registration/incorrect login credential/s.

I want to change my Centre/Venue / Date /Time.

The allotted Date, Time and Venue for the exam cannot be changed as per the terms and conditions mentioned in the advertisement

My allotted Exam center not as per selected exam center.

Candidates who opt for a particular centre of exam might not be accommodated therein for reason beyond the control of SBI. Such candidates will be allotted other centres and they are required to appear for the examination at the allotted Centre only.

I am unable to find exact location of exam centre.

The candidates are advised well in advance about the venue of the online examination. There is sufficient time available for the candidate to visit or confirm the exact location of the examination venue.

I am not allowed to appear for exam (Late entry, ID proof, Name mismatch).

The advertisement /notification /call letter mentions in detail about the procedures/conditions to be followed for online examination .The candidates are expected to follow these guidelines to avoid these problems.

I forgot my password.

The password is shared on the mobile number and email id registered in the online application form.

My login is showing Invalid.

This indicates the details provided are not correct as per registered application. The candidates may check the result status/ scores using their correct login credentials.

What are the cut off marks?

These are the marks secured by last candidate who is called for that particular activity i.e. Main exam, Interview etc.

I am not satisfied with the score mentioned in the score card. Can you recheck exam score?

There is no provision of rechecking of answers/exam score.

What is the reason for cancellation of candidature.

Please refer section "ACTION AGAINST CANDIDATES FOUND GUILTY OF MISCONDUCT" in the advertisement

Provide answer sheet copy/ Question paper /Right Answer key (model Answer key).

As per SBI Policy we do not provide answer sheet / question paper/ Right Answer key.

I am not able to download my Interview call letter.

Visit official SBI recruitment website. Candidate can download call letter with the help of Registration number and Password during the stipulated period.

How do I reprint my application form

Reprint Link is available on official SBI recruitment website during the stipulated period mentioned in the advertisement.

I want to request for a change in category (OBC, SC, ST, EX-SERVICEMEN)

No change in the data already registered by the candidate in the online application form is possible, which is also mentioned in the advertisement. Before SUBMITTING the online application form, edit option may be exercised carefully.

What are the interview document related information.

The advertisement /notification /call letter elaborately indicates the list of documents to be submitted at the time of interview.

Is it compulsory to provide Category/disability certificate as per format prescribed by Government / Bank?

Candidates are required to submit documents as per SBI format as mentioned in the advertisement /Interview call letter.

Panel members have not allowed me for the Interview because of not having carried Original Certificates.

The list of documents to be submitted at the time of interview has been displayed well in advance in the advertisement/notification. Hence the candidates, who fail to adhere to the terms & conditions of the advertisement/interview call letter, will not be allowed to appear for the interview.

I have not received any communication from your end hence I could not attend interview. Please arrange interview for me.

All the candidates who have been provisionally shortlisted for interview have been intimated through email/SMS on the mobile number registered for in the online application form. Furthermore, Career with us link on website of SBI is to be visited from time to time.

I want a review of my Interview marks as I am not satisfied with the marks obtained.

There is no provision for review of interview marks. Awarding of marks in interview depends upon the performance of the candidate.

I have not received any email regarding Bank appointment.

The offer of appointment is done by the bank to which (in case of Associate Banks of SBI) the candidate has been provisionally allotted.

I want to change my Bank Preference.

CIRCLE/BANK preference once submitted, cannot be changed .The decision of SBI in allotment of CIRCLE/BANK shall be final and binding upon the selected candidates.

When will my results / marks be declared?

Marks are made available online after declaration of final result. Kindly keep checking official SBI career site.

I got bank allotment but bank has not contacted me yet.

The candidates may contact the allotted Bank (in case of Associate Banks of SBI) for appointment. SBI has no role to play in the same.

When is the next examination?

All openings are declared on the official website of SBI in Careers link, leading newspapers of India and Employment news. Candidate shouls regularly check the official SBI career website alongwith other avenues as mentioned above.

What is the qualification criteria for Probationary Officer, Clerk, Specialist officer?

The candidates are requested to refer to the relevant clause of the advertisement available on official SBI career website for the same.

Ambiguity with release date for Ex-Servicemen.

Candidates are requested to follow the terms and conditions mentioned in the advertisement for the relevant post.

Why is PET not given to General candidate?

PET is provided as per the Govt. guidelines in this regard.

How to enroll with SBI?

There is no general enrollment system in SBI. Candidates can only apply to posts in Participating Organizations in response to posts advertised for, on the official SBI career website.

What are the common issues faced by the candidates at the time of examination?

(i) Non-collection of call letters, signature missing in the attendance sheet:
The candidates will be allowed to enter the lab on Submission / Authentication of
a. Call letter
b. ID proof bearing exactly the same name
c. Photo ID and other identity related credentials
(ii) Signatures of all the candidates present in the lab are to be obtained on the attendance list. If the candidates forget or do not sign the attendance sheet, their presence will not be considered only on the basis of online exam responses.