Smt. Saloni Narayan joined the Bank as a Probationary Officer in the year 1988 and assumed the charge as Deputy Managing Director (Retail Business) on 23.11.2020. Prior to this, she was Deputy Managing Director (Chief Operating Officer) from June 2020.

She is looking after the various Business Units in Retail & Digital Banking Vertical, such as Personal Banking, Real Estate & Housing, SME and Wealth Management. Besides, she also oversees the functioning of Credit Monitoring and Customer Value Enhancement Departments. In the earlier assignment as DMD (COO), in addition to the above areas, she handled Operations Department in Retail & Digital Banking Vertical.

She has a rich experience of 32 years in multiple areas of Banking and has served at different centres in the country. After serving in various capacities in Patna Circle, she took over as DGM in SME Department at Corporate Centre. Subsequently, she became GM (Network II) in Mumbai Circle. Before her elevation to the grade of Deputy Managing Director, she was serving as Chief General Manager in Lucknow Circle.

Shri. Binod Kumar Mishra, a Graduate in science, joined State Bank of India on 16th April 1990 as a Probationary Officer.

In a career span of 33 years, Shri Mishra has served in various positions at different geographical locations, which includes inter alia Chief Financial Officer, Nepal SBI Bank Ltd.; Regional Manager at RBO, Aurangabad; DGM, GMU Kolkata; General Manager, Network at Chandigarh Circle, Chief General Manager at Bhopal Circle, before being elevated to the current position of Deputy Managing Director (HR) & Corporate Development Officer at Corporate Centre, Mumbai.

Shri Ashok Kumar Sharma, postgraduate in M.Sc.(physics) joined the bank as Probationary Officer on 01.08.1991. In his exemplary career journey of over 32 years, he has served at various positions which includes inter alia Vice President (SBI Singapore), Deputy General Manager (Overseas Branch, New Delhi), Deputy General Manager (Commercial Branch, Nehru Place), General Manager, (Project Finance and Leasing, Corporate Centre, Mumbai). He played a very important role as a member of the task force for setting up of National Bank for Financing Infrastructure and Development (NaBFID).

As Chief General Manager he was heading the Project Finance & Leasing Department, Corporate Centre Mumbai before being elevated to the current position as Deputy Managing Director & Chief Credit Officer along with the role of Chief Sustainability Officer.

Shri Nitin Chugh is a career banker with an overall experience of nearly 29 years. After completing his B.Tech in Electrical Engineering from NIT, Kurukshetra in 1993, he spent his early professional career with HCL Limited and Modi Xerox before joining Standard Chartered Bank in 1998 in consumer banking. Subsequently he worked with HDFC Bank for over 18 years from 2001 to mid 2019, where he managed several leadership roles in retail banking. His last role was Group Head for Digital Banking where he oversaw the digital transformation of HDFC Bank from 2013 to 2019.

In 2019, Shri Nitin Chugh joined Ujjivan Small Finance Bank and took over as the MD & CEO from December 2019. He led the bank for 22 months during which the bank’s performance across all financial and non-financial metrics improved significantly. He was recognised as one amongst India’s top 50 CEOs during the time of the Covid crisis, by Great Place to Work Institute, in 2021. Ujjivan took steady strides in the areas of digital and technology during his term and came to be recognised widely in the banking Industry.

He is an accomplished industry leader and well regarded in digital banking. He has been in several important industry level committees. He is 50 years of age and in addition to being an engineering graduate, is also a postgraduate in management.