Animal Husbandry Infrastructure Development Fund (AHIDF) - Agri & Rural

Activities eligible for availing benefits under AHIDF

Dairy Processing, Value added dairy product manufacturing, Meat processing, Animal Feed manufacturing, Breed improvement Technology and Breed Multiplication farm/ units, Establishment of IVF Centre, Sex Sorted Semen, Breed Multiplication farm, Setting up of Veterinary Vaccine and Drugs Production Facilities, Animal Waste to Wealth Management (Agri waste management) AND Primary wool processing centre.ंस्करण केंद्र।

Security

• Primary Security: Hypothecation/ Mortgage of assets created out of bank finance viz., plant, buildings, machinery, stocks, etc.
• Collateral Security:
  • Up to Rs.2 Lakhs – Nil
  • Above Rs.2 Lakhs -

1. Units registered as MSME unit and Dairy cooperatives:
   • Collateral Security: Credit Guarantee under CGTMSE / NABsanrakshan
   • Credit guarantee from CGTMSE for the loan amount up to Rs. 10.00 Crs

2. For MSME Units and dairy cooperatives, which are not covered under the above guarantee schemes: Collateral Security of Minimum 30% of the loan limit to be taken.

3. For FPOs
4. Loan limit up to Rs. 2.00 Crs:Collateral Security: Nil, if Credit Guarantee Cover under the scheme by NABSanrakshan is availed.

2. Limit above Rs. 2.00 Crs:
   • Collateral Security: Minimum of 30% of the loan limit.
   • For all other categories:-

Collateral Security: Above loan limit of Rs. 2 lakh: Minimum collateral security: 30% of loan limit.

Collateral Security Type which may be accepted:

Mortgage of SARFAESI compliant immovable property belonging to the unit (promoter/ partner/ director) or their near relatives.

OR

National Saving Certificates/ KVPs/ LIC Policies/ Banks Fixed Deposits belonging to the applicant, or the guarantor can be accepted.