YONO Post login: Login to YONO app -> MPIN/User Id & Password-> Landing Page-> Tap on YONO Cash
Under the “Create Request” tab, select "Cardless shopping", choose the account, enter the amount, and create a one-time YONO Cash PIN.
Review the transaction details, accept the terms and conditions, and confirm.
Once the request is processed, you’ll receive a transaction reference number via SMS to your registered mobile number.
Steps to be followed at the PoS
Visit any merchant with SBI POS terminal and advise the amount you want to pay for shopping, using YONO, the merchant
The merchant will enter the amount as advised by the customer and hand over the PoS terminal.
"Verify the amount and then enter the Transaction Reference Number followed by the YONO Cash PIN.(For YONO Shop @ PoS, the amount entered in PoS terminal can be lesser than or equal to the amount entered while generating the reference number through app)"
Amount will be debited from your account and equivalent amount will get credited in the account of merchant