Platinum Current Account - Open Online Current Account in India | SBI - Business
Platinum Current Account
Platinum Current Account is for the Customers who wants the Best Product for themselves as well as their Business. This Current Account offers all the major services Unlimited Free so that it becomes Convenient and Cost Effective for Elite Businessmen, Top Professionals, Large Traders etc. operating across the country handling bulk cash transactions and processing Very Large number of payments & collection transactions.
Features
- Monthly Average Balance : Rs 10,00,000.
- Free Cash Deposit 15 times of previous month MAB. Maximum Rs.500 lakhs per month (w.e.f 01.12.2024) (Inclusive of cash deposited in CDM, Recycler, GCC, Home & Non-Home Branches)
- No of discounted POS machine/QR Sound box Offering-4 (If more than INR 2 lacs transactions per months per POS with rebate on MDR charges).
- Concessions on card rate of e-collections and bulk payments in CMP offering
- UNLIMITED FREE Cash Withdrawal from Home Branch.
- UNLIMITED FREE RTGS and NEFT .
- FREE 1500 Multicity Cheque Leaves per month.
- UNLIMITED FREE Demand Drafts.
- Free Premium Business Debit Card with withdrawal limit of Rs 2,00,000 per Day
- Convenience to withdraw and deposit cash at all 22000+ SBI Bank branches.
- Free access to the Safest, Securest, Fastest Corporate Internet Banking.
- *Terms & Conditions Apply. The Bank reserves the right to change the above information at any time without prior notice
- Monthly Average Balance :- Rs. 10 Lacs
- Corporate Internet Banking :- FREE
- Monthly :- FREE
- Statement of Current Account :- (First / Original)
- Duplicate Statement of Current Account :- Rs. 100/- + GST per page (40 entries)
- Cheque Leaves :-
- Free 1500 Cheque Leaves per month
- Cost of Extra Cheque Leaves Above Free Limit :-
- Rs.3/- + GST per cheque leaf. 25 Leaf Cheque Book at Rs 75/- +GST
- 50 Leaf Cheque Book at Rs 150/- +GST
- Transfer of Account to other Branch :- FREE
- Cash Deposit:
- Free Cash Deposit 15 times of previous month MAB. Maximum Rs.500 lakhs per month (w.e.f 01.12.2024) (Inclusive of cash deposited in CDM, Recycler, GCC, Home & Non-Home Branches)
- Above the free limit:
Rs. 0.75 per 1000/-+ GST
Minimum Rs. 50/- + GST; Maximum Rs.20000/- + GST
- Cash Deposit at CDM :-
- FREE
- Maximum Limit :Rs 49900/- per Transaction (Maximum of 200 pieces at any one instance
- Cash Withdrawal Home Branch :- UNLIMITED FREE CASH WITHDRAWAL
- Cash Withdrawal Non Home Branch :- 2,00,000 /- Per Day
- Business Debit Card :- PREMIUM Business Debit Card
- Demand Draft :-
- Upto Rs. 5,000/- :- UNLIMITED FREE
- Above Rs. 5,000/- upto Rs. 10,000/- :- UNLIMITED FREE
- Above Rs. 10,000/- upto Rs. 1,00,000/- :- UNLIMITED FREE
- Above Rs. 1,00,000/- :- UNLIMITED FREE
- Outstation Cheque Collection :-
- Upto Rs. 10000/- :- Normal Charges
- Above Rs. 10000/- upto Rs. 1.00 Lakh- :- Normal Charges
- Above Rs. 1.00 Lakh :- Normal Charges
- NEFT Through Net Banking/Mobile banking :- UNLIMITED FREE
- NEFT At Branch :- UNLIMITED FREE
- RTGS Through Net Banking/Mobile banking :- FREE
- RTGS At Branch :- FREE
- Cash Pickup :- Normal Charges + Agency Charges at actuals
- Account Keeping Charges :- Rs550/- + GST
- Current Account Closing Charges Upto 14 days of Opening :- Nil
- Current Account Closing Charges After 14 Days :- Rs. 1000/- + GST
- MAB Non - Maintenance Charges per Month:-
- Rs. 8000+ GST per month: if MAB < Rs. 5,00,000
- Rs. 4000+ GST per month: if MAB > Rs. 5,00,000
Last Updated On : Saturday, 19-10-2024
Interest Rates
2.70% p.a.
less than Rs.10 Cr. w.e.f 15.10.22
3.00% p.a.
Rs.10 Cr. and above w.e.f 15.10.22
2.70% p.a.
Balance below Rs. 10 crs
3.00% p.a.
Balance Rs. 10 crores and above
Current Account
Criteria
- Features
- Eligibility
- Terms and Conditions
Interest Rates
2.70% p.a.
less than Rs.10 Cr. w.e.f 15.10.22
3.00% p.a.
Rs.10 Cr. and above w.e.f 15.10.22
2.70% p.a.
Balance below Rs. 10 crs
3.00% p.a.
Balance Rs. 10 crores and above