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Auto Loans
Auto Loans
Auto Loans

SBI Auto Auto / Vehicle Loans Interest Rates

Auto Loans Interest Rates

(Fixed Rate-Interest Rate applied at the time of disbursement will remain same for the entire loan period)

Scheme (1-year MCLR: 8.80%)

i) SBI Car Loan/Vehicle Loan,
ii) NRI Car Loan,
iii) Assured Car Loan Scheme

From 9.00% to  9.95%

Loyalty Car Loan Scheme

SBI Car Loan, NRI Car Loan

From 8.95% to 9.90% (CIC Based rates are applicable)

SBI Green Car Loan (Electric Cars Loans)

From 8.90% to 9.95%

Certified Pre-owned Car Loan Scheme

From 11.55% to 15.05% (CIC Based rates are applicable).

SBI Two-Wheeler Loan

13.15% to 14.65% (0.50% Concession available for Electric Two-wheeler)
Super Bike Loan Scheme 12.65% to 14.15%

 

Finer pricing for New Car Loans based on CIC scores 

CIC Score Term of Loan
3-5 Years Above 5 Years

800 & above

0.20% + 1 Year MCLR

9.00%

0.30% + 1 Year MCLR

9.10%

775 - 799

0.35% + 1 Year MCLR

9.15%

0.45% + 1 Year MCLR

9.25%

757-774

0.45% + 1 Year MCLR

9.25%

0.55% + 1 Year MCLR

9.35%

721-756

0.70% + 1 Year MCLR

9.50%

0.80% + 1 Year MCLR

9.60%

700-720

0.95% + 1 Year MCLR

9.75%

1.05% + 1 Year MCLR

9.85%

650-699

1.05% + 1 Year MCLR

9.85%

1.15% + 1 Year MCLR

9.95%

-1 (NTC)

9.25% to 9.60%

 Mean Rate for Auto Loans for Quarter1 (FY 25-26): 9.43%


Last Updated On : Tuesday, 15-07-2025

Interest Rates

9.00% p.a.

 

*T&C Apply.

 

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