The Cash Deposit Machine, better known as Automated Deposit cum Withdrawal Machine (ADWM) is an ATM like machine that allows you to deposit cash directly into your account using the ATM cum debit card. You can use this machine to instantly credit your account without visiting the branch. The transaction receipt also gives you your updated account balance. Some of the salient features of this product are:
Instant credit of cash deposit into your own account
Quick and convenient way to deposit cash
Paperless transaction
The per transaction limit is Rs.49,900/- for Cardless deposit and through Debit Cards Rs. 2.00 lacs (subject to account has ceded with PAN number).
You can also deposit cash in your PPF, RD and Loan accounts
Upto 200 currency notes can be deposited in a single transaction
The ADWM only accepts denominations of Rs.100/-, Rs.200/-, Rs.500/-
Other Services
Cash Withdrawal: You can also withdraw cash through this machine of SBI as well as of Other Banks accounts.
PIN change : Use this service to change your password at regular intervals.
Balance Enquiry : Expecting an inflow of funds in your account? Use this service to check the current available balance in your account. This service is available on the main option screen after swiping your card. You can also ‘Go Green' by selecting the view option as the balance is displayed on the screen else get a transaction receipt by selecting print.
Mini Statement of Account : Keep track of the transactions in your account by availing this service. Mini-statement gives you an insight into the last 10 transactions in your account.
Green PIN: You can generate your Green PIN through these machines.
YONO Cash : You can withdraw cardless cash withdrawal up to ₹20,000/- using YONO Cash
Service Charges on Cash Deposit through CDMs/State Bank Cash Points (Cash Recyclers)
The Bank will be levying the following service charges on cash deposits through CDMs/State Bank Cash Points from 1st October, 2015:
Method of Deposit
Proposed Charge
P-segment Debit Card (Card Linked Account)
NIL
Debit Card (Third Party Account)
Rs. 22/-+GST
Cardless Transaction
Rs. 22/-+GST
SME Insta Deposit Card/Business Debit Card
Rs. 22/-+GST
GRC card
Rs. 22/-+GST
ADWM Usage Tips :
Machine can be used for depositing and withdrawing cash.
Machine facilitates card-based OR card-less cash deposit and withdrawal transactions.
Cash should NOT be folded.
NO COINs to be placed in the cash slot.
PIN, Tape, thread, rubber band etc. must NOT be attached with cash, else machine will be out of order.