Corporate Accounts Group (CAG) - Business

Corporate Accounts Group (CAG)

CAG is a dedicated SBU (Strategic Business Unit) of the Bank handling the portfolio of ‘high value credit' with a USP of specialized and efficient delivery platform. The CAG SBU has 4 specialized Branches headed by General Managers located in India’s top 3 commercial centers viz. Mumbai, Delhi, & Chennai.

In SBI, CAG is a one stop shop which provides a wide range of financial products and services, exclusively to top rated corporates including their foreign associates and subsidiaries.

The business model of CAG is based on the Relationship Management concept and each client/business group is mapped to a Relationship Manager who spearheads a cross-functional Client Service Team consisting of highly skilled credit and operations functionaries.

The relationship strategy is anchored on delivering integrated, specified and comprehensive solutions to the clients, including structured products within a specified time frame. The principal objective of the strategy is to make SBI the first choice of top corporates. A regular review of each corporate relationship by senior management sets the benchmark for relationship management in CAG.

Apart from a variety of core credit products, CAG offers an array of customer specific products like Cash Management Product, Treasury & Forex products and Merchant Banking products in association with other SBUs and subsidiaries of SBI like SBI Capital Markets Ltd., SBI Gilts Ltd. etc.

Client Service Teams at CAG Branches aid customers in selection and delivery of any product/service offered by SBI’s associates and subsidiaries as listed below:

• For Capital Market Requirements - SBI Capital Markets Ltd. (SBICAPS)
• For Treasury and Investments - SBI GILTS and SBI SECURITIES
• For Investments – SBI Mutual Fund Ltd.
• For General & Life Insurance - SBI General Insurance Co. Ltd & SBI Life Insurance Co. Ltd
• For Receivables factoring - SBI Global Factors Ltd.

To align with the changing banking landscape, the Bank has created two specialized business units within CAG Business Vertical.

• Credit Light Group (CLG) - for looking at 360° banking requirements of customers, especially in credit light sectors viz - Pharma, FMCG, IT, Auto etc.
• Financial and Institutional Group (FIG) - to address credit and transactional banking requirements of Financial Institutions like Insurance Companies, Brokerage Firms, Banks (Private and Foreign) and Mutual Funds.

Major top corporates of the country and Navratna PSUs are esteemed customers of CAG Business vertical.

Following are the contact details of CAG Branches: