Home Loans Interest Rates (Current) - Interest Rates

HOME LOANS: FLOATING INTEREST CARD RATES W.E.F.01.10.2019

(A)- HOME LOAN INTEREST CARD RATE STRUCTURE (FLOATING) :EBR 8.05%(REPO RATE+2.65%)

• A premium of 15 bps will be added to the Card Rate for Non-Salaried Customers.
• A premium of 10 bps will be added to the Card Rate for Loan up to Rs 30 Lacs if LTV ratio is >80% & <=90%.
• A premium of 10 bps will be added to the Card Rate for customers falls under RG (4 to 6) .
• 05 bps concession will be available to women.
• Premium of Risk Grade 04 to 06, Loan up to Rs 30 Lacs if LTV ratio is >80% & <=90% and concession for women customers will be clubbed with Card Rate/ other premium for arriving at Final Rate for the customer.

(B)- HOME TOP UP CARD INTEREST RATE STRUCTURE (FLOATING) :

• A premium of 15 bps will be added to Card Rate for Non-Salaried Customers.
• A premium of 10 bps will be added to the Card Rate for customers falls under Risk Grade 04 to 06.
• Premium of Risk Grade 04 to 06 will be clubbed with other premium for arriving at final Rate for the customers.

EBR 8.05%

(C)- SBI REALTY LOANS :

For First Five Years EBR 8.05%

• A premium of 10 bps will be added to the Card Rate for customers falls under Risk Grade 04 to 06.
• 05 bps concession will be available to women.
• A premium of 05 bps will be added for the customers who is not having salary account with SBI.
• An additional premium of 395 bps will be added to the final rate in case the construction of house is not completed and a completion certificate is not submitted by borrowers within the stipulated period of 5 years from the date of first disbursement (this will be applicable for new loans sanctioned w.e.f 01st October 2019).

(D)- PERSONAL LOAN AGAINST PROPERTY (P-LAP) :EBR 8.05%

(E)- SBI BRIDGE LOAN :EBR 8.05%

(F)- EMD SCHEME :EBR 8.05%

(G)- REVERSE MORTGAGE LOANEBR 8.05%

(H)- SBI PRIVILEGE AND SHAURYA SCHEMES