Digital Lending

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Digital Lending
  • Digital Lending
  • What is Digital Lending?
    Digital Lending is a remote and automated lending process, largely by use of seamless digital technologies for customer acquisition, credit assessment, loan approval, disbursement, recovery, and associated customer service.
  • Is our Bank compliant with the Digital Lending guidelines ?
    Sate Bank of India is compliant with the Digital Lending Guidelines issued by RBI vide its circular letter No. RBI/2022-23/111 DOR.CRE.REC.66/21.07.001/2022-23 dated 02.09.2022.
  • Channels on which these Digital Lending Services are offered?
    State Bank of India is offering Digital Lending Services through its following channels/Apps/Platforms:
    • i. YONO SBI App
    • ii. YONO Business SBI App
    • iii. Internet Banking Platform (INB)
  • Our customers can avail loans / initiate loan requests through above digital Channels/Apps/platforms, subject to the applicable terms & conditions.

Last Updated On : Thursday, 19-10-2023

Interest Rates

8.40%* p.a.

w.e.f. 01.09.2023

*T&C Apply.

 

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