Construction of Cold Storage/ Warehouse Scheme

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Construction of Cold Storage/ Warehouse Scheme

For creation of storage infrastructure viz., godowns, dry warehouses, cold storages, cold chains, silos and market yards.

Features

  • Type of Facility: Agri Term loan
  • Quantum of Loan:
    • Minimum: Rs 1.00 Lakhs
    • Maximum: Rs 50.00 Crs
  • Term: 120 months including moratorium.
  • Repayment type: Equated Half yearly installments (EHI).
  • Margin: Minimum 25%.
  • Moratorium period: Maximum 24 Months.
  • Subsidy: Under any State/ Central Government scheme.

For more information, please contact our nearest Branch.


Eligibility

  • Individuals, Group of farmers/ growers, Partnership/ Proprietary firms, Companies, Corporations, NGOs, SHGs, Co-operatives.

Interest Rate

  1. For loan limit up to Rs. 50 Lakhs: 1-year MCLR+200 bp
  2. For loan limit above Rs. 50 Lakhs: As per Bank’s norms

Security

  1. Primary: Mortgage of Land & Building, Hypothecation of Asset created out of Bank finance.
  2. Collateral: As per Bank’s guidelines.

Documentation

  • Application Form
  • Two Passport Size Photographs.
  • ID proof such as Driving License/ Aadhar Card/ Voter Identity Card/ Passport.
  • Address Proof such as voter ID card, Driving License, Aadhar Card.
  • Detailed Project Report (DPR)
  • Original Title Deeds, House/ Property tax payment receipts. Title Investigation Report (TIR) as per Bank’s extant instructions.
  • Any other document as per sanction.

Last Updated On : Monday, 29-05-2023

Interest Rates

8.25%* p.a. onwards

w.e.f. 15.02.2025

*T&C Apply.

 

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