Real time personal loan

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Real Time Personal Loan

Scan QR to Download YONO SBI

Fully digitized loan journey designed for customers maintaining Salary Package account with the Bank

Features

  • Loans up to ₹35 lakhs.
  • Can be availed instantly at your convenience on 24*7 basis
  • Digitization of entire loan documentation processes viz. loan application, loan agreement, stamping and signature at DDE enabled States/ UTs.
  • Non-DDE: Real-time sanction on YONO, document execution and single click disbursement at selected branch
  • Instant loan disbursement.
  • Aadhaar OTP based e-sign of customer.
  • Step-by-Step Guided e-mail and SMS Communication System

Eligibility

  • Salaried customers maintaining Salary Package account with the Bank
  • Minimum Net Monthly Income of Rs. 25000/-
  • Minimum Loan amount: Rs. 1 lakh
  • Maximum Loan Amount: Rs 35 lakhs / 24 times NMI
  • EMI/NMI Ratio upto 65%

How to Avail

  • Step 1: Log in to YONO, click Loan & click on Personal Loan
  • Step 2: Enter your PAN, Date of Birth & Name on PAN and Verify e-mail ID.
  • Step 3: Upload Photo, choose your desired loan amount, tenure, and EMI payment date.
  • Step 4: Accept the Terms & Conditions and confirm via OTP.
  • Step5: Execute the Loan documents digitally through Aadhaar based OTP or visit branch for documentation. Your loan amount will be credited to your Savings Bank account

Download YONO SBI

Last Updated On : Wednesday, 21-05-2025

Interest Rates

8.00%* p.a. onwards

w.e.f. 15.04.2025

*T&C Apply.

 

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