Digital Current Account

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Digital Current Account

A specialized Current Account for hassle free operations and reconciliation of business account.

Features

  • Monthly Average Balance of Rs.25,000/-
  • Cheque Book facility- Free monthly one cheque book of 50 leaves. Thereafter, Card rate would be applied.
  • No Cash Deposit allowed at Home, Non-Home Branches, CDM-Recycler, GCC, CSP outlets etc-.
  • Cash withdrawal at Home Branch- Unlimited free.
  • Cash withdrawal at non-home branches- Rs. 2 lacs per day through cheque and self only. Third party payment not allowed.
  • Business Debit Card- Pride Business Debit Card issuance free.
  • CINB Facility- View & Transaction Rights Allowed
  • RTGS/NEFT by INB/CINB-Free
  • SMS Charges- Free
  • YMA QR / Bharat QR with Tap & Pay with Sound Box- Monthly rental Rs.99/- + GST free. Installation charges will be recovered on actuals.

Charges

  • Monthly Average Balance: Rs.25,000/-
  • Corporate Internet Banking: -FREE
  • Monthly Statement of Current Account: - First time free in a month
  • Duplicate Statement of Current Account: - Rs. 100/- + GST per page (40 entries)
  • Cheque Leaves Number of Free Multicity Cheque Leaves: - 50 Multicity cheque leaves free per month.
  • Cheque Leaves Cost of Extra Cheque Leaves Above Free Limit:-
    • Rs 3/- + GST per cheque leaf.
    • 25 Leaf Cheque Book at Rs 75/- +GST.
    • 50 Leaf Cheque Book at Rs 150/- +GST
  • Cash Withdrawal Home Branch :- Unlimited Free
  • Cash Withdrawal Non-Home Branch :- Max Rs 2,00,000/- per day (Self Only)
  • NEFT/RTGS Through Net Banking/Mobile banking: - FREE
  • NEFT At Branch:-
    • up to Rs. 10000: Rs 2.00/- + GST
    • Above Rs 10,000/- and up to Rs 1.00 lakh: Rs 4/- + GST
    • Above Rs 1.00 lakh and up to Rs 2.00 lakh: Rs 12/- + GST
    • Above Rs 2.00 lakh: Rs 20/- + GST
  • RTGS Through Branch
    • From Rs. 2 Lacs to Rs. 5 Lacs: Rs 20 + GST
    • Above 5 Lacs: Rs. 40 + GST
  • Cash Pickup Services: - Normal Charges + Agency Charges at actuals
  • Account Keeping Charges: - Rs. 550/- + GST
  • Charges for Non-maintenance of MAB =Rs.500/- per month + GST

Last Updated On : Tuesday, 25-03-2025

Interest Rates

8.25%* p.a. onwards

w.e.f. 15.02.2025

*T&C Apply.

 

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