State Bank Premium - Personal Banking

Daily Cash Limit at ATMs

Maximum

Rs. 2,00,000

Varies from country to country, subject to a maximum of the foreign currency equivalent of the Domestic limit.

Daily PoS/ e-Commerce Limit

Maximum

Rs. 5,00,000

PoS Transaction Limit: Varies from country to country, subject to a maximum of foreign currency equivalent of Rs. 5,00,000/-

Online Transaction Limit: Maximum per transaction and per month limit of foreign currency equivalent of Rs. 50,000/-, available only at select international online websites.

Daily Cash Deposit Limit at Cash Deposit Machine

Maximum

Rs. 49,900

Not applicable

Personal Accident Insurance (Death)- Non-Air

Cover available to Debit Cards which are active on any channel, viz, PoS/e-Com/ATM, during the last 90 days from the date of accident.

 Rs.5,00,000/-

Personal Air Accidental Insurance (Death)

Cover available to Debit Cards which are active on any channel, viz, PoS/e-Com/ATM, during the last 90 days from the date of accident, subject to a condition of the air ticket being purchased using the Debit Card.

Rs.10,00,000/-

Family Transportation & Transportation of Mortal Remains

If the Personal Accident Insurance claim is accepted as a valid claim, then the expenses incurred in transporting 2 immediate family members to the hospital, and the expenses incurred in transporting the mortal remains of the insured person from hospital to the residence, will be reimbursed as an additional benefit.

Upto Rs.50,000/-

Checked-in Baggage Loss Cover

Checked-in Baggage Loss Cover (in addition to the Cover available from the airline company) for lost baggage during air travel (Domestic & International) subject to a condition of the air ticket being purchased using the Debit Card.

Upto Rs.25,000/-

Purchase Protection Cover

Purchase Protection for theft and burglary upto 90 days from the date of purchase in respect of items purchased using Debit Card at PoS/e-Com

Rs.50,000/-

Lost Card Liability Cover

Cover available on Unauthorized use of Lost/Stolen Debit Card. 2 days pre reporting and 7 day post reporting (including the reporting day) claims are covered. Pin/OTP based transactions not covered.

Rs.2,00,000/