RFC Interest Rate

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RFC Interest Rate
RFC Interest Rate
RFC Interest Rate

SBI NRI Services - RFC Interest Rate

RESIDENT FOREIGN CURRENCY ACCOUNT (% P.A.) w.e.f. 15th July 2025
PERIOD USD GBP EURO
1 year to less than 2 years 5.10 4.50 2.75
2 years to less than 3 years 4.25 4.45 1.25
3 years 4.05 3.50 1.25

 

  • Rates are subject to change, without prior notice.
  • Annualised yield calculated on the maximum period under the respective period bucket.
  • For 1 year’s RFC deposit, simple Interest is applicable.
  • For RFC Deposit above 1 year, Interest is compounded at half yearly frequency
Premature withdrawals of RFC Account:
  • No interest is payable, if the deposit is withdrawn before one year.
  • If the deposit is withdrawn after completion of one year, the interest paid shall be 1.00 % below the rate applicable for the period deposit has remained with the Bank or 1.00 % below the contracted rate, whichever is lower.
  • Above interest will be paid at the rate available on the date of deposit.

Last Updated On : Tuesday, 15-07-2025

Interest Rates

7.50%* p.a. onwards

w.e.f. 15.06.2025

*T&C Apply.

 

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