Get Pre Approved Personal Loans on YONO Online in India | SBI - Personal Banking
Pre Approved Personal Loans on YONO
Having an account with SBI is more rewarding now! You can avail Pre-approved Personal loans instantly at your convenience on 24*7 basis through YONO app in just 4 clicks.
Presently, this loan is being offered to a category of customers who are pre-selected on certain parameters pre-defined by us.
Features
- Low Processing Fees
- Instant Loan Processing & Disbursement in just 4 clicks
- No physical documentation
- 24*7 availability through YONO
No branch visit
- Festive Offer: 100% Waiver in Processing Charges from 15th August 2021 till 31st March 2022
Eligibility
SMS “PAPL<space><last 4 digits of SBI Savings Bank Account No.>” to 567676 to check your eligibility
Please note that PAPL is an offer to selected customers and not an actual sanction, which will be available only after fulfilment of terms & conditions applicable thereof.
How to Avail
- Step 1: Login to YONO
- Step 2: Click on Avail Now
- Step 3: Select Tenure & Amount
- Step 4: Enter OTP -> Amount Credited
Last Updated On : Saturday, 05-02-2022

Interest Rates
2.70% p.a.
Upto 1 lakh(w.e.f. 31.05.2020)
2.70% p.a.
Above 1 lakh (w.e.f. 31.05.2020)
2.70% p.a.
Upto 1 lakh (w.e.f. 31.05.2020)
2.70% p.a.
Above 1 lakh (w.e.f. 31.05.2020)
5.45%
3 years to less than 5 year
5.50%
5 years to less than 10 years
Personal Loans Landing Page

Loans to Salaried Employees having salary accounts with SBI

Loans to Salaried Customers not maintaining Salary Account with us

Criteria
- Features
- Eligibility
- Terms and Conditions

Interest Rates
2.70% p.a.
Upto 1 lakh(w.e.f. 31.05.2020)
2.70% p.a.
Above 1 lakh (w.e.f. 31.05.2020)
2.70% p.a.
Upto 1 lakh (w.e.f. 31.05.2020)
2.70% p.a.
Above 1 lakh (w.e.f. 31.05.2020)
5.45%
3 years to less than 5 year
5.50%
5 years to less than 10 years