Corporate Term Loan - Business

Corporate Term Loan

The SBI corporate term loans can support your company in funding ongoing business expansion, repaying high cost debt, technology upgradation, R&D expenditure, leveraging specific cash streams that accrue into your company, implementing early retirement schemes and supplementing working capital.

Corporate term loans can be structured under the FCNR (B) scheme as well, with the option of switching the currency denomination at the end of interest periods. This will help you take advantage of global interest rate trends vis-a-vis domestic rates to minimize your debt cost.

The bank's corporate term loans are generally available for tenors from three to five years, synchronized with your specific needs.

SBI corporate term loans may carry fixed or floating rates, as befits the exact requirement of the client and the risk context. Again, these rates will be linked to the bank's prime lending rate.

SBI corporate term loans can have a bullet or periodic repayment schedule, as required by the client. The repayment mode may be linked to the cash accruals of the company.

The Bank's expert credit crew gauges the applicant's particular fund requirements and evaluates the company's credit worthiness, factoring in the cash flows generated by it.