SBI Financial Highlights Past 5 Years

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SBI Financial Highlights Past 5 Years

SBI Financial Highlights Past 5 Years

Table I
Rs. in Billion FY 2010 FY 2011 FY 2012 FY 2013 FY 2014
Deposits 8041.16 9339.33 10436.47 12027.40 13944.09
Advances 6319.14 7567.19 8675.79 10456.17 12098.29
Investments 2957.85 2956.01 3121.98 3509.27 3983.08
Total Assets 10534.13 12237.36 13355.19 15662.61 17922.35
Interest Income 709.94 813.94 1065.21 1196.57 1363.51
Interest Expenses 473.22 488.68 632.30 753.26 870.69
Net Interest Income 236.71 325.26 432.91 443.31 492.82
Non-Interest Income 149.68 158.25 143.51 160.35 185.53
Total Operating Income 386.40 483.61 576.43 603.66 678.35
Staff Expenses 127.55 144.80 169.74 183.81 225.04
Overhead Expenses 75.64 85.35 90.95 109.04 132.22
Total Operating Expenses 203.18 230.15 260.69 292.84 357.26
Operating Profit 183.20 253.36 315.74 310.82 321.09
Total Provisions 91.55 170.71 198.66 169.77 212.18
Net Profit 91.66 82.65 117.07 141.05 108.91
Table II
(In US $ Billion) FY 2010 FY 2011 FY 2012 FY 2013 FY 2014
Deposits 179.09 209.42 205.14 221.56 232.73
Advances 140.74 169.69 170.53 192.62 201.92
Investments 65.88 66.26 61.37 64.65 66.48
Total Assets 234.61 274.41 262.51 288.53 299.13
Interest Income 15.81 18.25 20.94 22.04 22.76
Interest Expenses 10.54 10.96 12.43 13.88 14.53
Net Interest Income 5.27 7.29 8.51 8.16 8.23
Non-Interest Income 3.33 3.55 2.82 2.95 3.10
Total Operating Income 8.60 10.84 11.33 11.11 11.33
Staff Expenses 2.84 3.25 3.34 3.39 3.76
Overhead Expenses 1.69 1.91 1.78 2.01 2.20
Total Operating Expenses 4.53 5.16 5.12 5.40 5.96
Operating Profit 4.07 5.68 6.21 5.71 5.37
Total Provisions 2.03 3.83 3.90 3.12 3.54
Net Profit 2.04 1.85 2.30 2.59 1.82
Table III
KEY FINANCIAL INDICATORS (%) FY 2010 FY2011 FY 2012 FY 2013 FY 2014
ROA 0.88 0.71 0.88 0.97 0.65
ROE 14.84 12.84 16.05 15.94 10.49
EPS(Rs.) 144.37 130.16 184.31 210.06 156.76
BVS(Rs.) 973 1014 1215 1395 1503
Dividend Payout Ratio 20.78 23.05 20.06 20.12 20.56
Cost/Income Ratio 52.59 47.60 45.23 48.51 52.67
Capital Adequacy Ratio (Basel I) (Basel II) (Basel III)   12.00 13.39     10.69 11.98     12.05 13.86     11.22 12.92       12.96 12.44
Cost of Deposits 5.80 5.26 5.95 6.29 6.35
Yield on Advances 9.66 9.56 11.05 10.54 10.30
Yield on Resources Deployed 6.52 7.02 7.51 7.54 7.65
Net Interest Margin 2.66 3.32 3.85 3.34 3.17
Gross NPA Ratio 3.05 3.28 4.44 4.75 4.95
Net NPA Ratio 1.72 1.63 1.82 2.10 2.57
Provision Coverage (Excl AUCA) 44.36 51.25 60.13 57.11 49.52
Including AUCA 59.23 64.95 68.10 66.58 62.86
Table IV
(Rs. in billion) MARCH 2010 MARCH 2011 MARCH 2012 MARCH 2013 MARCH 2014
CAPITAL & LIABILITIES          
Capital 6.35 6.35 6.71 6.84 7.47
Reserves & Surplus 653.14 643.51 832.80 982.00 1175.36
Deposits 8041.16 9339.33 10436.47 12027.39 13944.09
Borrowings 1030.12 1195.69 1270.06 1691.83 1831.31
Other Liabilities & Provisions 803.37 1052.48 809.15 954.55 964.12
Total ASSETS 10534.14 12237.36 13355.19 15662.61 17922.35
Cash & balances with Reserve Bank of India 612.91 943.95 540.76 658.30 849.56
Balances with banks and money at call & short notice 348.93 284.79 430.87 489.90 475.94
Investments 2957.85 2956.01 3121.97 3509.27 3983.08
Advances 6319.14 7567.19 8675.79 10456.17 12098.29
Fixed Assets 44.13 47.65 54.67 70.05 80.02
Other Assets 351.13 437.78 531.13 478.92 435.46
Total 10534.14 12237.35 13355.19 15662.61 17922.35
Contingent Liabilities 5484.46 7304.85 8326.05 9263.79 10173.30
Bills for Collection 479.22 599.05 669.60 666.40 740.28
Table V
(In US $ billions) MARCH 2010 MARCH 2011 MARCH 2012 MARCH 2013 MARCH 2014
APITAL & LIABILITIES          
Capital 0.14 0.14 0.13 0.13 0.12
Reserves & Surplus 14.55 14.43 16.37 18.09 19.62
Deposits 179.09 209.43 205.14 221.56 232.73
Borrowings 22.94 26.81 24.96 31.16 30.57
Other Liabilities & Provisions 17.89 23.60 15.90 17.58 16.09
Total 234.61 274.41 262.51 288.53 299.13
ASSETS          
Cash & balances with Reserve Bank of India 13.65 21.17 10.63 12.13 14.18
Balances with banks and money at call & short notice 13.65 21.17 8.47 9.02 7.94
Investments 65.88 66.29 61.37 64.64 66.48
Advances 140.74 169.69 170.53 192.61 201.92
Fixed Assets 0.98 1.07 1.07 1.29. 1.34
Other Assets 7.82 9.82 10.44 8.82 7.27
Total 234.61 274.41 262.51 288.53 299.13
Contingent Liabilities 122.15 163.80 163.66 170.65 169.80
Bills for Collection 10.67 13.43 13.16 12.27 12.35
STATE BANK OF INDIA MARKET RELATED RATIOS
MARKET RELATED RATIOS MAR 10 Mar11 Mar 12 Mar 13 MAR 14
Market Price (Rs) (as on last day of the year/quarter) 2079 2768 2096 2073 1918
Price to Book Ratio (%) 2.14 2.73 1.73 1.49 1.28
Market Capitalization (Rs in Billion) 1319.92 1757.63 1406.74 1417.83 1420.17
Earning Per Share ( Rs) 144.37 130.16 184.31 210.06 156.76
P/E Ratio (%) 14.40 21.27 11.37 9.87 12.24

Interest Rates

7.90% p.a.

 

*T&C Apply.

 

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