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Earn & Redeem YONO Coins: Turn Every Purchase into Rewards with SBI

11 Mar, 2025

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Turn Purchases into Rewards with YONO Coins!

Saving while you spend sounds like a dream, doesn’t it? With YONO Coins from SBI, that dream becomes reality. Whether you are shopping, booking tickets, every transaction turns into an opportunity to earn YONO Coins across categories such as Electronics, Style & Fashion, Beauty & Skin, Food & Beverages, Home & Decor, and Consumer Durables & Homeware. Read on to learn all about YONO Coins, how they work, and how you can maximise their benefits to make every purchase more rewarding.

With rewards becoming a key part of modern banking, SBI's initiative offers an easy and rewarding way to earn shopping rewards in form of YONO Coins with your everyday purchases. As the cost of living rises, finding simple ways to save while shopping has become more important than ever and YONO Coins make it easy to do just that.

What Are YONO Coins?

YONO coins are designed to enhance customer loyalty and provide a more rewarding shopping experience.
The best part? The value is crystal clear: 1 YONO Coin equals ₹1, making it one of the most easy-to-understand rewards out there.

Understanding How YONO Coins Work

These coins are earned when you shop through the “YONO Coins & Offers” tab under Shop & Order section. The number of YONO Coins you earn depends on the percentage discount offered by participating merchants for each transaction. For example, if a merchant offers 10% rewards on a ₹1,000 purchase, you'll earn 100 YONO Coins. The number/percentage of YONO Coins to be earned are mentioned on all the merchants’ icons across “YONO Coins & Offers” tab. Tracking of your coin balance is one of the features of this initiative.

Key Benefits of YONO Coins

  1. Boost Your Savings: Every YONO Coin adds to your savings, making your purchases more cost-effective.
  2. Simplified Reward System: With a straightforward value of ₹1 per coin, you can easily track and utilize your coin.
  3. Tailored Shopping Experience: Merchants under the "YONO Coins & Offers" tab under Shop & Order section provide lucrative deals, ensuring you get the most value out of your spending.

How to Earn and Redeem YONO Coins?

Want to know how to earn & redeem YONO coin? Here's your comprehensive guide:

  1. Getting Started
    • Log into your YONO SBI app
    • Navigate to the Shop & Order section
    • Click on “Get Started” under "YONO Coins & Offers" tab
  2. Finding the Best Deals
    • Choose from listed shopping categories
    • Browse through merchant partner
  3. Making Purchases
    • Select your desired products
    • Complete the purchase
    • Coins are credited after the return period is over
  4. Redemption Made Easy
    • Make your next purchase through YONO SBI
    • Shop and Proceed to the checkout page
    • Your earned YONO Coins will be auto-applied
    • Enjoy an instant discount at the final payment

Tips for Maximizing YONO Coins

  1. Plan High-Value Purchases: Maximize your rewards by using the app for significant expenses like travel bookings or bulk shopping.
  2. Regularly Monitor Coin Balance: Keep track of your YONO COINS
  3. Explore Offers: Check the "YONO Coins & Offers" tab under Shop & Order section frequently to stay updated about the latest deals.

Making the Most of Your Shopping Experience

  1. Regular app updates for the latest features
  2. Check your YONO coins balance before shopping
  3. Compare prices across merchants  
  4. Read offer terms and conditions carefully

Smart Shopping Starts with YONO Coins

Value added services to its customers. With its simple conversion rate, flexible redemption options across diverse shopping categories, and wide merchant network, it's an excellent way to make your everyday shopping more rewarding. By understanding how to earn and redeem your coins effectively, you can maximize your savings and enjoy a more rewarding shopping experience.

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