SBICRM Gurgaon - Strategic Training Unit

Arbind Kumar Bhatt is Graduate with Psychology. He joined SBI in 1995. He is a seasoned banker having rich experience of operations, International banking, Retail Credit and Trade.

Shri Naresh Kumar Kapur, a 1990 batch Probationer, did his Masters in Physics (I). In his more than three decades of service in the Bank, Shri Kapur has extensive experience of various domains of Banking like Banking Operations, Credit, Stressed Assets Management, and Human Resources. He has held key positions like Regional Manager at SBI for several years. Prior to joining SBA, Shri Kapur held the position of Executive Vice President & Chief People Officer (HR head) with SBI Cards & Payment Services Ltd.

Shri Subodh Kumar did his Masters in Geology and joined SBI as Probationary Officer in 1987.  He is a Certified Associate of Indian Institute of Bankers and has obtained a Diploma in Treasury, Investment and Risk Management from IIBF. He has more than sixteen years of experience in Credit in various capacities of which three years as faculty in Credit and International Banking. Shri Kumar also had  a stint of five years in Paris, France as Chief Executive Officer.

Dr. Arora holds a Ph.D. in finance from L.M. Thapar School of Management (LMTSM), Thapar Institute of Engineering and Technology, (Punjab), India. He has more than 15 years of industry and academic experience. He has many research papers to his credit which have been accepted in international journals of repute. His research has been accepted and presented in various national and international conferences as well. Dr. Arora’s research interests include banking, corporate finance, and stock markets.

Gulshan Sachdeva is a Graduate from Kurukshetra University and CAIIB. Sh. Sachdeva joined the bank in 1991. He has rich experience of handling portfolios in Corporate and Retail Credit at various corporate branches of SBI. He was also closely associated with SME Business unit at apex level.

Sudip Kaviraj is a graduate in Science from Burdwan University, CAIIB and a Cost Accountant (ICWAI). He joined the bank in 1995 and carries a rich experience in Banking operations, Retail, Corporate Credit and Managing of stressed assets.

Bharat Ahuja is a Commerce graduate, and a CAIIB. He has exposure of more than 25 years with various assignments in SBI, primarily in credit (finance). His areas of expertise are corporate & SME credit. He also has a stint at SBICaps where he worked in capital market domain.

Rajeev Agrawal is a Commerce Graduate, CAIIB and Moody’s CICC Certified professional. Mr Agrawal has been serving SBI since 1988 and held various assignments in areas of Operation & Credit (Corporate & Retail). He is also a regular contributor in various in-house and external publications including ‘The Indian Bankers’.

Rajiv Prasad Keshri, is Commerce Graduate, MBA (Marketing and Finance), CAIIB, and Moody’s CICC certified professional. He is having rich experience of more than 15 years in Banking Operation and Retail Credit especially in SME business at various territories.

Sumesh Kumar Joon is a Graduate from Delhi University, CAIIB and Moody’s CICC certified professional. He joined the bank in 2002 and has gained expertise in variety of domains e.g. banking operations, Retail credit and SME.

Neeraj Yadav is an Engineering Graduate and has been serving in SBI since 2005. He has worked for more than Nine years in Credit Assignments including a stint as Asstt. Vice President (Credit) in Tokyo.

Shri Abhishek is Computer Science Engineer from College of Engineering Roorkee, MBA (Finance & IT) from IIT Roorkee, CAIIB,ACAMS and Moody’s CICC certified professional. He has more than 11 years of experience in Credit and Operations including a stint of 3 years in Osaka, Japan as AVP Credit.

Shri Alok Sriwastav, Assistant General Manager joined State Bank of India as a PO in 2000. He is a Graduate and has also done Post Graduation Diploma in Business Administration in Finance from Symbiosis ,Pune, CAIIB, PGDFA. He is a certificate holder of various courses (viz. Certificate in AML-KYC, Certificate in Small and Medium Enterprises in India, Certificate in Microfinance, Certificate in Trade Finance , Certificate in Customer Service & banking Codes and standards, Certificates of CIF, NSDL(Depository Module), NISM). 

He has a rich experience in Credit. He has worked in various roles and capacities in high value credit area for more than ten years. He has exposure of two CCG branches. He was a Relationship Manager in CB, Raipur and Credit Analyst in CB, Indore. He has also worked as a Team Leader in CPC in CB, Indore. He posses exposure of a Branch Head of an SME intensive branch and also served as AGM( SMECC) at Bhopal. He has also worked in SARG, Corporate Centre ,Mumbai.

He joined the SBICRM in July’21 as a faculty (credit).

Shri Umamahesh Viswanadam, Chief Manager (Faculty) IB is B.Sc., CAIIB, FRM and joined bank in year 2000. He is a Trainee Officer of 2006 Batch. He worked as Divisional head (P Segment) and then Branch head of Personal Segment, SME and Agriculture intensive branches. He was selected as Dealer in 2009 and worked at Global Markets, Mumbai (RTMU Bengaluru) for a period of 3 years and worked as Dealer at SBI Canada for 4 years. He is having rich experience in Exchange Rate Mechanism, Forward Contracts and Derivatives, Risk Management and Assessment of CEL limit. He joined as Chief Manager (Faculty), IB at SBICRM in July 2021.

Shri Mahapatra is a postgraduate with CAIIB. He joined the bank in 1987 and has served at various positions in SBI including a stint at Tokyo branch, Japan. His area of specialisation is International banking.

Seema Srivastava is a postgraduate in Business Economics, Graduate in Physics and a CAIIB. She joined the bank in 1998 and since then she has served in various assignments in the bank covering International Banking, SME credit, and Retail Banking.

Shri Ajay Chandra Pandey an MA, CAIIB, ACAMS and a Moody Certified CIC professional. He joined SBI in 1991. He has been holding important assignments in Merchant Banking, Forex, Credit, ALM Risk Management and Treasury.

Shri Baljor Datt Gaur is B.Sc. and CAIIB. He has been serving SBI since 1995. He has a vast experience in the field of Banking operations, International Banking and SME credit. He was also a team leader for a project on development of “C-cube”, a software used in SBI for calculation of Risk Weighted Assets. He is an expert trainer of Customer Service, BCSBI, COPRA, RTI, BASEL norms.

Shri Dev Kumar Malik is a Graduate in Commerce, BA (Hindi Literature), Master in English Literature, CAIIB, and a Moody's CICC certified professional. He has extensive experience of 34 years in Operations, Retail and SME Advances. His areas of expertise are KYC, AML-CFT, Audit, Operational Risk & Cyber Frauds.

Smt. Usha Yadav is BA, LLB, CAIIB and Moody's CICC certified professional. She joined SBI in 1994. She has gained rich experience in General Banking, Business Operations, Retail Credit, IT and Risk Management (ORM & Basel Desk). She is an expert in the area of Compliance, ORM, KYC/ AML CFT, Internal Audit, banking Frauds and Cyber Security.

Shri Pawan Kumar is a BA-Eco (Hons), CAIIB, PGDFA & MBA (Finance). He joined the Bank in 2002. He has expertise in SME Credit and Retail Banking. He is handling sessions in the area of Credit Risk and Compliance for last 4 years.

Shri Hari Kishan Panda is an MBA (Finance), CAIIB and Postgraduate in Public Admin. He has more than 15 years of experience in Retail, SME and Branch Operations. His areas of expertise are Compliance and Risk Management.

Shri Divya Kumar Agrawal is an MBA, LL.B., B.COM., CAIIB and a NET qualifier. He is a Moody’s certified CIC and COCP Advance L1 professional. He holds Diploma in Law of Corporate Mergers & acquisition. He is also a Certified Derivative and Equity dealer. He has gained significant experience in Corporate and SME Credit, NPA management, Stock Market, Derivatives and Regulatory Compliances. Prior to joining SBI, he has worked with ICICI Securities Ltd and NSDL.

Sh. Manish Yadav has Post Graduate Diploma in Management (PGDM) from Indian Institute of Management- Lucknow (IIM Lucknow). He is also Chartered Financial Analyst (CFA) - Level 3. He has more than 7 years of experience in banking in Branch Operations, Credit, and Financial Inclusion etc. He is an avid reader, blogger, programmer and likes to write his thoughts on topics of current interest.

Sh. Arun Kumar Bhardwaj is a B.Sc., B.Ed., CAIIB and Moody's Certified CIC professional. He has the experience of working in General Banking, Retail Credit, Agriculture Credit and SME Credit.

Shri Kamal Singh is a Postgraduate in Sciences with CAIIB, B.Ed., and M.Phil. He has rich experience in Credit, Forex and branch operations.

Shri Jatin Khanduja is an Engineering Graduate, MBA and CFA (Level 2). He has15 years of experience in Credit and Retail banking.

Shri Suraj Kumar Shoundik is a B.Sc., MBA, CAIIB and a Moody certified CIC professional. He has more than 9 years of experience Retail banking, SME credit and Branch Operations.